Traveling to India? Here’s How UPI One World Makes Payments Easy for Foreigners!

UPI One World: India is seeing a huge shift towards digital payments, and UPI (Unified Payments Interface) is leading the way. From street vendors to big stores, UPI is the most popular way to pay. While it’s super easy for locals, it can be tricky for foreign travelers who usually rely on cash or international cards. Apple Pay also doesn’t work in India which is a bummer and now there’s a kind of Apple Pay Alternative for foreigners in India.

Problems Faced by Foreign Travelers

• Dependence on Cash: Tourists often need cash for small expenses like auto-rickshaws, street food, or local shopping.
• Difficulty Getting Change: Many people in India prefer digital payments, so finding change for cash can be a hassle.
• No Access to UPI: UPI is mainly for Indian bank accounts and phone numbers, so foreigners can’t use it easily.

Check out: Best Forex Cards for Indians

UPI One World: A Solution for Tourists

UPI One World is a new system that lets international travelers use UPI to pay in India. It makes payments simple, fast, and cash-free.

Reference: https://www.npci.org.in/what-we-do/upi-global/upi-one-world

How UPI One World Helps Travelers

• More Payment Options: Foreigners can link their international bank accounts or wallets to UPI.
• Convenience: No need to carry a lot of cash. It’s safer and easier.
• Accepted Everywhere: Use UPI at street stalls, markets, restaurants, and more.

Steps to Set Up UPI One World

1. Download the App
   • Get an app recommended by UPI One World partners.
2. Register and Verify
   • Sign up with your international phone number.
   • Show your passport and visa for KYC (Know Your Customer). Some steps might need to be done in person at airports or special counters.
3. Create a UPI ID
   • Make a unique ID like “yourname@upi_one_world.”
4. Add Money to Your Wallet
   • Option 1: Exchange your currency for Indian Rupees (INR) and load it into your wallet.
   • Option 2: Use your international card to add funds directly.

How to Pay with UPI One World

1. Open the App: Launch the UPI One World app.
2. Start Payment: Click on “Make Payment.”
3. Enter Payee Details: Add the UPI ID or payment address of the person you’re paying.
4. Add Amount: Enter how much you want to pay.
5. Review and Confirm: Check the details and confirm the payment.
6. Enter UPI PIN: Use your PIN to finish the payment.

Things to Keep in Mind

• Availability: UPI One World is still new, so check if it’s available when you visit.
• Limits: There might be limits on how much you can spend or receive.
• Fees: Check if there are any extra charges for using the service.
• Safety: Always use strong passwords and follow app security tips.

Conclusion

UPI One World can change the way tourists travel in India. It solves common problems like carrying cash and finding change. While it’s still rolling out, it’s a big step towards making travel in India easy and cash-free for everyone.

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